NexDoor | May 2026 Key Takeaways Your maximum loan is determined by TDSR (55% of gross income) and LTV (75% of property value) Always stress test at 4% — if you cannot afford the payment at 4%, the price point is too high The fastest a private condo transaction can complete is 8 to 10 weeks from OTP exercise Completion timeline is one of the most valuable things you can negotiate — use it Seller's loan status directly affects how quickly they can complete Buying condo in Sing